great work you should look at small upstate ny banks like ( $26 AROW) Arow Financial) and A small NY investment bank like ($39) OPY Oppenheimer, both with roots back over 100 years safe! OPY is 66% of real tangible book value and AROW is 1.25 tangible book today

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UMBF could be a play!

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OPY and AROW are very safe and cheap today period they always make money almost and are prudent with costs and honest and good people that's all I know!

Both are buying stock back heavy, but could do a Dutch Tender at 20% higher

OPY could go private!

MCB crap shot just gambling!

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